The tax season is when you can expect to receive your tax return after filing your taxes. Once you receive the funds from your return, you can consider shopping around for a new or used vehicle. Fortunately, there are many different ways you can consider spending your tax return. Many people have difficulty saving money towards a car's down payment when they need to obtain an auto loan. Your tax return can be used toward a down payment to purchase a new or used car. The amount of money you use on the down payment will influence your monthly payment, making it necessary to put down as much as possible.